Finance & Money Calculators
Mortgages, loans, investments, and more · 39 calculators
Loans & Debt11
Mortgage Calculator
Calculate your monthly mortgage payment, total interest paid, and amortization schedule. Includes PMI, taxes, and insurance.
Auto Loan Calculator
Calculate your monthly car payment with down payment, trade-in, sales tax, and interest. See total cost and interest over the loan term.
Loan Calculator
Calculate loan payments, total interest, and payoff schedule for any loan — personal, auto, student, or business.
Credit Card Payoff Calculator
See how long it takes to pay off a credit card balance and how much interest you'll pay. Find the monthly payment to be debt-free by a target date.
Mortgage Payoff Calculator
See how extra monthly payments shorten your mortgage and cut total interest. Find your new payoff date and exactly how much you'll save.
Mortgage Refinance Calculator
Compare your current mortgage to a refinance. See your new monthly payment, monthly savings, closing-cost break-even point, and lifetime interest difference.
Debt-to-Income Ratio Calculator
Calculate your debt-to-income (DTI) ratio — the number lenders use to approve mortgages and loans. See where you fall and what lenders look for.
Amortization Schedule Calculator
Generate a full month-by-month amortization schedule for any loan. See principal, interest, and remaining balance for every payment, plus lifetime totals.
Debt Payoff Calculator (Snowball vs Avalanche)
Compare the debt snowball and avalanche methods across all your debts. See the payoff order, total time, and how much interest each strategy saves.
Student Loan Calculator
Calculate your student loan monthly payment, total interest, and payoff date. See how much faster you finish and how much you save with extra payments.
Car Lease Calculator
Estimate your monthly car lease payment from the price, residual value, money factor, and term. See the depreciation and finance portions of your payment.
Homebuying & Real Estate3
Home Affordability Calculator
Find out how much house you can afford based on income, debts, down payment, and rate. Uses the 28/36 rule lenders rely on for qualification.
Down Payment Calculator
Calculate your home down payment, resulting loan amount, and whether you'll need PMI. See how different down payment percentages change your costs.
Rental Property Calculator (Cap Rate & Cash-on-Cash)
Analyze a rental property's cap rate, cash-on-cash return, and monthly cash flow from the price, rent, expenses, down payment, and loan terms.
Saving & Budgeting4
Budget Calculator (50/30/20)
Split your after-tax income into needs, wants, and savings with the 50/30/20 rule. Adjust the percentages and see exactly where your money should go.
Savings Goal Calculator
Find out how much to save each month to reach your goal, or how long your current plan will take. Accounts for interest on your savings.
Emergency Fund Calculator
Find out how big your emergency fund should be based on your monthly expenses, and how long it will take to fully fund it at your savings rate.
Net Worth Calculator
Add up your assets and subtract your liabilities to find your net worth. Track cash, investments, property, and debts in one place.
Investing & Retirement11
Compound Interest Calculator
Calculate compound interest growth over time. See how investments grow with daily, monthly, or annual compounding.
Retirement Savings Calculator
Project your retirement nest egg. Calculate how much you need to save and whether you're on track to retire comfortably.
401(k) Calculator
Project your 401(k) balance at retirement, including employer match, annual raises, and investment growth. See how much your match is worth over time.
Roth IRA Calculator
Project your Roth IRA balance at retirement. See how tax-free contributions and growth add up over time, and how much of the balance is investment earnings.
FIRE Calculator
Find your FIRE number and how many years until you can retire early. Based on annual expenses, current savings, savings rate, and investment return.
ROI Calculator
Calculate return on investment (ROI) and annualized return. Enter your starting and ending values and time held to see total and yearly returns.
CAGR Calculator
Calculate the Compound Annual Growth Rate (CAGR) of an investment from its beginning and ending value over a number of years. See the annualized return.
CD Calculator
Calculate the maturity value and interest earned on a certificate of deposit (CD). Compare APY, term length, and compounding frequency.
Future Value Calculator
Calculate the future value of a lump sum plus recurring contributions at a given rate and number of periods. See how much your money grows over time.
Present Value Calculator
Calculate the present value of a future lump sum or an annuity by discounting at a chosen rate. Find what future money is worth in today's dollars.
Inflation Calculator
See how inflation changes the buying power of money over time. Find what an amount today will be worth in the future at a given inflation rate.
Interest & Rates2
Simple Interest Calculator
Calculate simple interest with the I = P × r × t formula. Find the interest earned or owed and the total amount, and compare it to compound interest.
APR to APY Calculator
Convert between APR and APY for any compounding frequency. See the true annual yield once compounding is included — useful for loans, savings, and CDs.
Taxes5
Paycheck Calculator (Take-Home Pay)
Estimate your take-home pay after federal income tax, Social Security, Medicare, and optional state tax and pre-tax deductions. Uses 2025 tax figures.
Income Tax Calculator (2025)
Estimate your 2025 federal income tax using the standard deduction and tax brackets by filing status. See your effective and marginal tax rates.
Tax Bracket Calculator (2025)
Find out which 2025 federal tax bracket you fall in and see your marginal and effective tax rates. Shows how much income is taxed at each rate.
Capital Gains Tax Calculator
Estimate tax on your investment profits. Compares short-term (taxed as ordinary income) vs long-term gains using the 2025 0%, 15%, and 20% brackets.
Self-Employment Tax Calculator
Calculate your 2025 self-employment tax (15.3% on 92.35% of net earnings) for Social Security and Medicare, including the deductible employer-half.
Income3
Salary to Hourly Calculator
Convert an annual salary to an hourly wage and back. Enter hours per week and weeks per year to see hourly, weekly, monthly, and yearly pay.
Pay Raise Calculator
Calculate your new pay after a raise and the dollar increase per hour, week, month, and year. Enter a percentage raise or a new pay rate.
Overtime Pay Calculator
Calculate your total pay with overtime. Enter regular and overtime hours, your hourly rate, and the OT multiplier (1.5× or 2×) to see gross weekly pay.